Loans to help you grow your business
RSI Bank lending professionals know the New Jersey market. Our experienced team is here to offer personalized financing that meets the needs of your business. We take pride in quick turnaround and a local decision-making process.
Commercial Real Estate Loans
Commercial real estate loans are available for investment properties, as well as owner-occupied buildings. Ask us about fixed-rate financing with up to 25-year amortization, and adjustable-rate mortgages, which eliminate the need for balloon refinancing every 5 years.
Inquire about Real Estate Loans
RSI Bank offers business loans with flexible terms of up to 10 years and competitive rates for business operations and improvements. We may be able to help your business with the following:
- Equipment financing
- Plant expansion and modernization
- Leasehold improvements
- Inventory financing
Inquire about Business Loans
RSI Bank is an approved lender in the Small Business Association (SBA) general 7(a) Loans Program. This program is ideal for growing small businesses and start-ups seeking to improve cash flow, refinance debt, or purchase equipment or real estate. The eligibility requirements are based on specific aspects of the business and its principals. Term loans extend up to 10 years.
The SBA 504 Loan Program may be appropriate for larger, established businesses with specific financing needs. This loan program is useful for long-term financing for large fixed assets purchase, and for commercial real estate acquisition, construction, and improvements. Certain restrictions apply on SBA loan programs. Speak with a Commercial Loan Officer to determine if your business meets the eligibility requirements and to learn more about the application process, loan uses, repayment terms, interest rates, and fees.
Inquire about SBA Loans
Lines of Credit
Secured and unsecured lines of credit can help your business meet its working capital requirements.
Protect your business from overdrafts
Automatic replenishment of available credit as you repay your line
Inquire about Lines of Credit
Speak with a commercial loan officer