Two business people are talking. There is commercial loan paperwork on the desktop.

Business Loans

Commercial loans to help you grow your business

RSI Bank lending professionals know the New Jersey market. Our experienced team is here to offer personalized financing that meets the needs of your business. We take pride in quick turnaround and a local decision-making process.

Commercial Real Estate Loans

Commercial real estate loans are available for investment properties, as well as owner-occupied buildings. Ask us about fixed-rate financing with up to 25-year amortization, and adjustable-rate mortgages, which eliminate the need for balloon refinancing every 5 years.

We focus on:

  • Mixed-use, Industrial, Multi-family, Owner-Occupied, Non-Owner-Occupied, CDBG
  • Properties in Union, Middlesex and Monmouth Counties, New Jersey

Consider RSI Bank for:

  • Financing for up to 75% of property value and 80% for qualified Owner-Occupied properties
  • Low fees
  • Loan amounts of $350,000 and higher
  • Amortization periods of up to 25 years
  • Loans secured by real estate financed

Inquire about Real Estate Loans


Business Loans*

RSI Bank offers business loans with flexible terms of up to 10 years and competitive rates for business operations and improvements.
We may be able to help your business with the following:

  • Equipment financing
  • Plant expansion and modernization
  • Leasehold improvements
  • Inventory financing

Inquire about Business Loans

*Business loans must be secured by real estate or tangible assets.


SBA Loans

RSI Bank is an approved lender in the Small Business Association (SBA) general 7(a) Loans Program. This program is ideal for growing small businesses and start-ups seeking to improve cash flow, refinance debt, or purchase equipment or real estate. The eligibility requirements are based on specific aspects of the business and its principals. Term loans extend up to 10 years.

The SBA 504 Loan Program may be appropriate for larger, established businesses with specific financing needs. This loan program is useful for long-term financing for large fixed assets purchase, and for commercial real estate acquisition, construction, and improvements. Certain restrictions apply on SBA loan programs. Speak with a Commercial Loan Officer to determine if your business meets the eligibility requirements and to learn more about the application process, loan uses, repayment terms, interest rates, and fees.

Inquire about SBA Loans

Looking for information on PPP Round 2?  Click here

Loans are available in New Jersey only. All loans are subject to credit approval.

Speak with a commercial loan officer