A store owner flips the window sign to say 'Open'.

Disaster Loan Assistance

  • The Paycheck Protection Program will make 100% U.S. Small Business Administration guaranteed loans available to eligible small businesses and self-employed individuals through approved community lenders such as RSI Bank.

Small Business Loans

The Federal government has allocated over $350 billion to help small businesses keep workers employed during and after the COVID-19 pandemic through the Coronavirus Aid, Relief and Economic Security (CARES) Act. The initiative is known as the Paycheck Protection Program.

Small businesses in Union County, NJ and Middlesex County, NJ may qualify for relief loans in the Paycheck Protection Program through approved community lenders like RSI Bank.

UPDATE: The Small Business Administration began accepting applications for Round 2 funding of the Paycheck Protection Program at 10:30 AM on Monday, April 27, 2020. 

Request more information


You may be eligible if you are: 

• A small business with fewer than 500 employees 

• A small business that otherwise meets the SBA’s size standard 

• A 501(c)(3) with fewer than 500 employees 

• An individual who operates as a sole proprietor 

• An individual who operates as an independent contractor 

• An individual who is self-employed who regularly carries on any trade or business 

• A Tribal business concern that meets the SBA size standard 

• A 501(c)(19) Veterans Organization that meets the SBA size standard 


In addition, some special rules may make you eligible: 

• If you are in the accommodation and food services sector (NAICS 72), the 500-employee rule is applied on a per physical location basis 

• If you are operating as a franchise or receive financial assistance from an approved Small Business Investment Company the normal affiliation rules do not apply

Other resources for small businesses:
Small Business Association Relief Options

Application Form

Call for more information.

Note: Due to the newness of the Paycheck Protection Program, lenders are still waiting for guidance from the Small Business Administration on processing instructions.