Business Insurance
As a business owner you have made a considerable financial commitment, as well as an investment of your time and expertise. Let RSI Insurance Agency present options that allow you to manage the exposures associated with your business. From the single member LLC to operations with large staff and multiple locations, let us design a program that gives you peace of mind so you can focus on your business.
In light of ongoing concerns related to the Coronavirus, insurance staff will be limited. As such, we encourage our customers to please refer to their insurance policies for their company’s contact information for billing inquiries, payments and claims. In case of an emergency, all of our insurance companies have 24 hour hotlines or internet service to report the incident immediately. PLEASE NOTE YOU MAY NOT BIND, ALTER, OR AMEND COVERAGE VIA VOICEMAIL OR EMAIL.
General Liability
Coverage for Bodily Injury, Property Damage, Products and Completed Operations, Damage to Rented Premises, and Medical Payments are typically included under this coverage.
Commercial Umbrella
Umbrella policies are one of the most cost-effective ways to increase your Liability coverage. Policy limits range from $1 million to $15 million.
Commercial Property
Coverage provided for damage or loss of property owned by the business due to losses resulting from such things as fire, lightning, smoke, wind, hail, vandalism and theft, just to name a few. Business Income, Extra Expense, Equipment Breakdown, Sewer/Drain Backup, and Glass are all coverages that can be included with your Commercial Property coverage.
Professional Liability/Errors & Omissions
Coverage protects you against claims arising out of your professional services rendered - Attorneys, Accountants, Consultants, Beauticians/Barbers, Therapists, Photographers, just to name a few.
Commercial Auto Insurance
Liability and Physical Damage coverage for your commercially-owned vehicles operated by you or your employees. Hired & Non-owned Auto Liability, Rental Reimbursement and Towing are some additional coverages that are also available.
Employment Practices Liability
Coverage designed to protect a business against accusations of Harassment, Discrimination and Wrongful Termination. Third party coverage to protect against these same issues created by your vendors and/or customers.
Workers Compensation & Employers Liability
Workers Compensation coverage protects you and your employees for medical expenses and income continuation for injuries sustained while on the job. Employers Liability provides protection for employers from such things as Third-Party Countersuits, Suits brought from an injured employee's spouse, and Intentional Acts by management.
Bonds
We can assist you with bonding lines like Probate Bonds, Bid/Performance, and License Bonds.
Executive Liability
We offer Directors & Officers, Fiduciary, Crime/Employee Dishonesty, and Kidnap and Ransom coverage to help protect you against some unique exposures to which your business may be exposed.
RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. Please be advised that all non-deposit investment and insurance products are not insured by the FDIC or any other Federal Government Agency, are not a deposit or other obligation of, or guaranteed by, RSI Bank and are subject to investment risks, including possible loss of principal amount invested.