Coverage for your home, condo or townhouse, or vacation home
Homeowner's insurance not only protects your home, it also protects your personal property within. This policy can also provide liability coverage for you and your family members, as well as coverage if a guest of yours is accidentally injured while at your home. You've made a serious financial commitment as a homeowner - protect that investment and yourself.
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Flood is the #1 Natural Disaster in the United States according to FEMA.org, and it is not covered by your homeowner's policy. Flood is also not simply a "coastal exposure". Flooding can occur almost anywhere. Let us review the flood risk map for your community and provide you with a quote to help keep you afloat.
Personal Auto Insurance
For most people, this may be your greatest exposure throughout daily life. This coverage is not only designed to protect your vehicle, but you as well. Liability, Physical Damage, Rental Reimbursement, Towing, and Personal Injury Protection - these coverages will not only allow you to get back on the road, but back on your feet as well.
Increase your liability limits on your Homeowner's and Personal Auto policies with an Umbrella policy. Limits up to $5 million are available through most carriers and would be in addition to the limits on your underlying coverage.
Coverage for liability and your contents while renting
Most landlord policies only cover the building you live in, not your personal property or your personal liability. Coverage is also available for Loss of Use, which will assist you with expenses you incur should you be displaced from your living space.