In light of ongoing concerns related to the Coronavirus, insurance staff will be limited. As such, we encourage our customers to please refer to their insurance policies for their company’s contact information for billing inquiries, payments and claims. In case of an emergency, all of our insurance companies have 24 hour hotlines or internet service to report the incident immediately.  PLEASE NOTE YOU MAY NOT BIND, ALTER, OR AMEND COVERAGE VIA VOICEMAIL OR EMAIL.

Personal Insurance

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Property Insurance

Homeowner’s Insurance

Coverage for your home, condo or townhouse, or vacation home

Homeowner's insurance not only protects your home, it also protects your personal property within. This policy can also provide liability coverage for you and your family members, as well as coverage if a guest of yours is accidentally injured while at your home. You've made a serious financial commitment as a homeowner - protect that investment and yourself.

Get a homeowner's quote

 

Renter's Insurance

Coverage for liability and your contents while renting

Most landlord policies only cover the building you live in, not your personal property or your personal liability. Coverage is also available for Loss of Use, which will assist you with expenses you incur should you be displaced from your living space.

Get a renter's quote

 

Landlord Policy

For 1-4 family rental properties - Landlord insurance protects the home you own and rent to others against Property Damage, Loss of Rental Income and Liability.  Landlord insurance covers the owner’s property, not the tenant’s belongings (which is the purpose of renter’s insurance).  Protect your investment today.

Flood Insurance

Flood is the #1 Natural Disaster in the United States according to FEMA.org, and it is not covered by your homeowner's policy. Flood is also not simply a "coastal exposure". Flooding can occur almost anywhere. Let us review the flood risk map for your community and provide you with a quote to help keep you afloat.

 

Auto Insurance

Auto Insurance

For most people, this may be your greatest exposure throughout daily life. This coverage is not only designed to protect your vehicle, but you as well. Liability, Physical Damage, Rental Reimbursement, Towing, and Personal Injury Protection - these coverages will not only allow you to get back on the road, but back on your feet as well.

 

Life Insurance

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Term Life Insurance

Term life insurance offers many terms from which to choose. Some of the features include affordable premiums, simple issue underwriting, and return-of-premium policies.  

Whole Life Insurance

A Whole Life Insurance policy offers coverage guaranteed for the life of the policy at fixed premiums.

Universal Life Insurance

Universal Life Insurance premiums can vary with interest rates. The insured person can adjust payments and/or skip premium payments during the life of the policy.

Long-Term Care Insurance

Long-term care insurance provides coverage to assist with the long-term care of loved ones. The policy covers nursing home, assisted living, and at-home expenses for catastrophic illnesses.

 

Other

Personal Umbrella

Increase your liability limits on your Homeowner's and Personal Auto policies with an Umbrella policy. Limits up to $5 million are available through most carriers and would be in addition to the limits on your underlying coverage.

High Value Assets

Some valuable assets may not be protected by your personal insurance policies. These items may include jewelry, artwork, and furs, as a few examples. Ask about a “rider” or “floater”, a policy designed to kick in where traditional insurance coverage ends.

Recreational Vehicle

Ask us about insurance for your off-road vehicle, motor home, or trailer.

 

How to Report an Incident File a Claim

Refer to your insurance policy. Information on how to file a claim is usually on the second or third page of the policy. You may also call us to report an incident during our normal business hours.

 

Make a Payment

Cumberland
Foremost
Franklin Mutual
Hagerty
Plymouth Rock
Progressive
Providence Mutual
Selective
Travelers

Request a copy of your existing policy