A checkless bank account for your daily life
Diem Checkless: Key Account Details
- Minimum balance to open: $250.00
- No minimum balance fee if average daily balance is $250.00 or 10 point of sale transactions clear during the statement cycle1
- Unlimited number of transactions per day on your RSI Bank Diem Checkless Visa® Debit Card2
- Maximum mobile check deposit limit: $3,000 per business day, $15,000 per 30 calendar days3
- e-Statements and Online Banking and/or Mobile Banking are required for this account
- No paper checks are allowed4
Other Convenient Account Features
- Free Direct Deposit
- Free Bill Pay (Online Banking and Mobile Banking)
- Automatic savings – You can schedule automatic transfers from your RSI Bank checking account to an RSI savings account in any amount from $0.01 and up in Mobile Banking or Online Banking. Ask a Customer Service Representative for details.
Free RSI Bank Visa Debit Card
A minimalist matte black Visa debit card you can use wherever Visa is accepted.*
Turn Everyday Purchases into Cash
Take advantage of cash rewards, whether you’re getting a lift or grabbing a coffee to go, downloading music or ordering delivery. Activate exclusive cash back offers in Online Banking or Mobile Banking for the types of places you like to shop. Shop online or in stores with your RSI Bank Diem Checkless Visa Debit Card to redeem your offers and enjoy cash back5.
Pay with your mobile device
Your RSI Bank Diem Checkless Visa Debit Card works with Apple Pay®, Google Pay™, and Samsung Pay.
55,000 surcharge-free ATMs
RSI Bank is part of the Allpoint® Network – the largest surcharge-free ATM network worldwide. Search for an Allpoint ATM
Highly-rated Mobile Banking
Our customers rate our mobile banking app 4.9 out of 5 stars on App Store. Schedule and pay bills, move money, deposit checks, and more.
Free Personal Financial Management Tool
Visualize budgets, track expenses, set up goals, and aggregate your accounts for a 360˚ view of your finances - all from Money Management, an interactive tool that is free and easy to use in Mobile Banking and Online Banking.
A minimum balance fee of $8.00 applies each statement cycle unless the average daily balance is $250.00 or
10 point of sale transactions clear during the statement cycle.
There is a spending limit of $2,000 per day for point-of-sale transactions and $500 ATM cash withdrawal limit per day.
Mobile deposit limits of $2,000 per business day and $5,000 per 30 calendar days apply for the first 30 days the account is open. RSI Bank reserves the right to restrict access under certain conditions. See Mobile Remote Deposit Services agreement for details.
No paper checks are allowed to be written from this account. Payments can be made with a debit card, Mobile Banking or Online Banking.
Cash back rewards are deposited in accordance with specific merchant agreements and card processing times.
*Most transactions are covered in case of fraudulent activity. For specific restrictions, limitations, and other details, call 732.388.1800.
Cellular data rates may apply to Mobile Banking.
Apple, the Apple logo, App Store and Apple Pay are trademarks of Apple, Inc., registered in the U.S. and other countries. For a list of compatible devices, visit the Apple Pay Support
Google Pay is a trademark of Google LLC. Only compatible with select cards, carriers and non-rooted Android devices (KitKat 4.4 and higher).
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co, Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support
page for compatibility information.