diem checkless

The paperless bank account for everyday purchases, paying bills, and tracking transactions

Diem Checkless: Key Account Details

Minimum balance to open: $250.00
No minimum balance fee1 if average daily balance is $250.00 OR if 10 point of sale transactions are made on your Diem Checkless Visa® debit card during the statement cycle
Unlimited number of transactions per day on your Diem Checkless Visa debit card2
e-Statements and Online Banking are required for this account
No paper checks may be written from this account3‚Äč

Open Online

Phone and RSI Bank Debit VISA Card

Take control of your finances:

  • Deposit checks through Mobile Check Deposit (Mobile Banking)4
  • Schedule and pay bills online
  • Set up Direct Deposit
  • Move money between accounts
  • Create push alerts and email notifications
  • Personal financial tools can help you set goals and stay on budget

RSI Bank Visa Debit Card

Use your Diem Checkless debit card anywhere Visa is accepted* - online, in app, and in person.

Turn Everyday Purchases into Cash

Activate exclusive cash back offers in Online Banking or Mobile Banking for the types of places you like to shop. Shop online or in stores with your Diem Checkless Visa debit card to redeem your offers and enjoy cash back5.  

Pay with your mobile device

Your Diem Checkless Visa debit card works with Apple Pay®, Google Pay™, and Samsung Pay. 

55,000 surcharge-free ATMs

RSI Bank is part of the Allpoint® Network – the largest surcharge-free ATM network worldwide.  Search for an Allpoint ATM

Automate your savings

Add a savings account and schedule recurring transfers of $0.01 or more in Mobile Banking or Online Banking for automated savings.
 

1 A minimum balance fee of $8.00 applies each statement cycle unless the average daily balance is $250.00 or 10 point of sale transactions clear during the statement cycle.

2 There is a spending limit of $2,000 per day for point-of-sale transactions and $500 ATM cash withdrawal limit per day.
3 No paper checks may be written from this account. Payments can be made with a debit card, Mobile Banking or Online Banking.

4 Mobile deposit limits of $2,000 per business day and $5,000 per 30 calendar days apply for the first 30 days the account is open. After 30 days, the maximum mobile check deposit limit is $3,000 per business day, $15,000 per 30 calendar days.  RSI Bank reserves the right to restrict access under certain conditions. See Mobile Remote Deposit Services agreement for details.

5 Cash back rewards are deposited in accordance with specific merchant agreements and card processing times.

*Most transactions are covered in case of fraudulent activity. For specific restrictions, limitations, and other details, call 732.388.1800.

Cellular data rates may apply to Mobile Banking.

Apple, the Apple logo, App Store and Apple Pay are trademarks of Apple, Inc., registered in the U.S. and other countries. For a list of compatible devices, visit the Apple Pay Support page.

Google Pay is a trademark of Google LLC. Only compatible with select cards, carriers and non-rooted Android devices (KitKat 4.4 and higher).

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co, Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information.