A group of business people are looking at a presentation. A woman points at the presentation with a pen.

Expedited Loans for Small Businesses

RSI Bank offers an expedited process for small business loans or lines of credit for $100,000 or less.


  • Loans with terms of up to 5 years
  • Working capital lines of credit for up to 2 years
  • No annual clean-up requirement on lines of credit
  • Consolidated application
  • Rate is not dependent on credit score
  • Fast turnaround, local decision-making

A Difference That Can Save You Money

Other lenders may charge a percentage of the amount borrowed as a monthly fee. Fees can range from 1.5% to 10%!1

RSI Bank charges a simple one-time application fee: $125 for loans or lines of credit up to $50,000, and $250 for amounts between $50,000 and $100,000.

Other lenders may base interest rate on credit score.
Other lenders may charge a higher rate of interest to borrowers with lower credit scores.

RSI Bank requires borrowers to have a credit score of 675 or higher to qualify for this program.2 We don't penalize borrowers by scaling interest rates based on credit scores.

Speak with a Business Development Officer

1 A competitor's website states that it charges a maximum interest rate of 10% for each month, and its third-party partners may occasionally charge up to an additional 1.5% for each month.

2 Credit score is one factor reviewed by RSI Bank when considering an extension of credit. Please speak with a Business Development Officer for a complete list of requirements.