Compare Checking Accounts Side by Side

We have a checking account to fit your needs. All checking accounts include additional features to make your banking experience convenient and secure.

Truly Free Checking

  • Minimum balance to open: $1.00
  • No minimum balance fee
  • No per-check charges
  • Does not earn interest
  • Access to over 55,000 surcharge-free ATMs in the Allpoint Network

Interest "I" Checking

  • Minimum balance to open: $500.00
  • A minimum balance fee of $10.00 applies each statement cycle if average daily balance falls below $500.
  • No per-check charges
  • This account offers a tiered interest rate and annual percentage yield (APY) structure dependent on the account balance.
  • Access to over 55,000 surcharge-free ATMs in the Allpoint Network

Asset Management Checking

  • Minimum balance to open: $50,000
  • A minimum balance fee of $25.00 applies each statement cycle if average daily balance falls below $50,000.
  • No per-check charges
  • This account offers a tiered interest rate and APY structure dependent on the account balance. Designed for balances of $50,000 and more, this account offers a higher interest rate and APY than Interest "I" Checking.
  • Access to over 55,000 surcharge-free ATMs in the Allpoint Network

Additional Checking Account Features

Reorder personal checks

Open your checking account today.

Available in New Jersey only. Some restrictions will apply. Interest-bearing checking accounts are variable rate products. For full details on all deposit products and services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.

Why Choose RSI Bank?

RSI Bank has a proven record as a safe, trusted, and highly reputable institution serving the community for 165 years and counting. We’re committed to helping you reach your financial goals by offering deposit products and services at fair prices, and the technology needed for secure, convenient banking.

55,000 Surcharge-Free ATMs

Our customers enjoy access to 55,000+ surcharge-free ATMs in the Allpoint Network with their RSI Bank Visa® debit card. Participating retailers include Target, CVS Pharmacy, Walgreens, and Wegmans.

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Snap. Tap. Deposit.

With the RSI Bank Mobile App, you can deposit checks with your smart phone or tablet. The RSI Bank mobile app is free to customers and easy to use. Save yourself the trip to a branch and download the app today.

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Text Alerts & Notifications

Sign up for free text message alerts when account balances are higher or lower than a set limit, when large withdrawals or deposits are made, and for weekly balance updates.
 

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