RSI Bank - Since 1851
    Personal Banking Checking
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A Checking Account
to Fit Your Lifestyle

Personal Checking Accounts

Let's find the right checking account for you.

Truly Free Personal Checking

  • Minimum balance to open: $1.00
  • No minimum balance fee
  • No per-check charges
  • Does not earn interest
  • Printed or paperless statements
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Diem Checkless

  • Minimum balance to open: $250.00
  • A minimum balance fee of $8.00 applies each statement cycle unless the average daily balance is $250.00 or 10 point of sale transactions clear during the statement cycle.
  • No paper checks are allowed1
  • Does not earn interest
  • Paperless statements; requires Online Banking
Open Online

Interest "I" Checking

  • Minimum balance to open: $500.00
  • A minimum balance fee of $10.00 applies each statement cycle if average daily balance falls below $500.00.
  • No per-check charges
  • This account offers a maximum APY* of 0.30% 2
  • Printed or paperless statements
Find a Branch

Online Option:
Go Digital! Interest Checking3
Paperless statements; requires Online Banking

Open Online

Asset Management Checking

  • Minimum balance to open: $50,000.00
  • A minimum balance fee of $25.00 applies each statement cycle if average daily balance falls below $50,000.00.
  • No per-check charges
  • This account offers a maximum APY* of 0.35% 4
  • Printed or paperless statements
Find a Branch

All Checking Accounts Include These Features:

*APY = Annual Percentage Yield (interest-bearing products only)

1 No paper checks may be written from a Diem Checkless account. Payments can be made with a debit card, Mobile Banking or Online Banking.

2 Interest "I" Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

3 Go Digital! Interest Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

4 Asset Management is a tiered rate account. The maximum APY applies to a daily balance of $100,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

5 Cellular data rates may apply to Mobile Banking.

Go Digital! products and Diem Checkless are only available online. For full details on Go Digital! products or Diem Checkless, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. For a list of eligible devices, visit the Apple Support page.

Samsung Pay is a trademark of Samsung Electronics Co, Ltd. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices. See the Samsung Pay Support page for compatibility information.

Google Pay is a trademark of Google LLC. Only compatible with select cards, carriers and non-rooted Android devices (KitKat 4.4 and higher).

Why Choose RSI Bank?

55,000 Surcharge-Free ATMs

Our customers enjoy access to 55,000+ surcharge-free ATMs in the Allpoint® Network with their RSI Bank Visa® debit card. 
 

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Snap. Tap. Deposit.

Deposit checks from your smart phone or tablet with the RSI Bank Mobile Banking app. The app is free to customers and easy to use. Download the app today to get started.
 

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Text Alerts & Notifications

Sign up for free text message alerts when account balances are higher or lower than a set limit, when large withdrawals or deposits are made, and for weekly balance updates.
 

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