RSI Bank - Since 1851
    Personal Banking Checking
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A Checking Account
to Fit Your Lifestyle

Personal Checking Accounts

Let's find the right checking account for you.

Truly Free Personal Checking

  • Our Truly Free Checking promise: No minimum balance fee and just $1.00 minimum balance to open an account.
  • Minimum balance to open: $1.00
  • No minimum balance fee
  • No per-check charges
  • Does not earn interest
  • Printed or paperless statements
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Interest "I" Checking

  • This account offers a tiered interest rate and annual percentage yield structure dependent on the account balance.
  • Minimum balance to open: $500.00
  • A minimum balance fee of $10.00 applies each statement cycle if average daily balance falls below $500.00.
  • No per-check charges
  • This account offers a maximum APY* of 0.40% 2
  • Printed or paperless statements
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Personal Checking Account Features:

*APY = Annual Percentage Yield (interest-bearing products only)

2 Interest "I" Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 8/4/2022 and are subject to change without notice.

3 Go Digital! Interest Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 8/4/2022 and are subject to change without notice.

5 Cellular data rates may apply to Mobile Banking.

Go Digital! products and Diem Checkless are only available online. For full details on Go Digital! products, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. For a list of eligible devices, visit the Apple Support page.

Samsung Pay is a trademark of Samsung Electronics Co, Ltd. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices. See the Samsung Pay Support page for compatibility information.

Google Pay is a trademark of Google LLC. Only compatible with select cards, carriers and non-rooted Android devices (KitKat 4.4 and higher).

Why Choose RSI Bank?

55,000 Surcharge-Free ATMs

Our customers enjoy access to 55,000+ surcharge-free ATMs in the Allpoint® Network with their RSI Bank Visa® debit card. 
 

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Snap. Tap. Deposit.

Deposit checks from your smart phone or tablet with the RSI Bank Mobile Banking app. The app is free to customers and easy to use.
 

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Text Alerts & Notifications

Sign up for text alerts for weekly balance updates and when account balances, withdrawals, or deposits exceed or fall below the limits you set.

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