Let's find the right checking account for you.

Is your average daily balance generally below $500?


Truly Free Personal Checking

  • Minimum balance to open: $1.00
  • No minimum balance fee
  • No per-check charges
  • Does not earn interest
  • Printed or e-Statements
  • 55,000+ surcharge-free ATMs in the Allpoint® Network

Go Digital! Checking

  • Minimum balance to open: $250.00
  • A minimum balance fee of $8.00 applies each statement cycle if average daily balance falls below $250.00.
  • No per-check charges
  • Does not earn interest
  • e-Statements only; requires Online Banking
  • 55,000+ surcharge-free ATMs in the Allpoint® Network

All Checking Accounts Include These Features:

  • FREE Direct Deposit
  • FREE Online Banking
  • FREE Mobile Banking4
  • FREE Bill Pay
  • FREE Mobile Check Deposit
  • FREE Personal Finance Management Tools
  • FREE RSI Bank Visa® Debit Card - works with Apple Pay®, Google Pay™, and Samsung Pay
  • FREE coin counting (in branch only)
  • FREE notary services (in branch only)

*APY = Annual Percentage Yield (interest-bearing products only)

1 Interest "I" Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 8/14/2019 and are subject to change without notice.

2 Go Digital! Interest Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 6/13/2019 and are subject to change without notice.

3 Asset Management is a tiered rate account. The maximum APY applies to a daily balance of $100,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 8/14/2019 and are subject to change without notice.

4 Cellular data rates may apply to Mobile Banking.

Go Digital! products are only available online. For full details on Go Digital! products, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. For a list of eligible devices, visit the Apple Support page.

Samsung Pay is a trademark of Samsung Electronics Co, Ltd. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices. See the Samsung Pay Support page for compatibility information.

Google Pay is a trademark of Google LLC. Only compatible with select cards, carriers and non-rooted Android devices (KitKat 4.4 and higher).

CardValet is a registered trademark of Fiserv.

Why Choose RSI Bank?

55,000 Surcharge-Free ATMs

Our customers enjoy access to 55,000+ surcharge-free ATMs in the Allpoint® Network with their RSI Bank Visa® debit card. Participating retailers include Target, Costco, CVS Pharmacy, and Wegmans.

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Snap. Tap. Deposit.

Deposit checks from your smart phone or tablet with the RSI Bank Mobile Banking app. The app is free to customers and easy to use. Download the app today to get started.
 

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Text Alerts & Notifications

Sign up for free text message alerts when account balances are higher or lower than a set limit, when large withdrawals or deposits are made, and for weekly balance updates.
 

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