Let's find the right checking account for you.
Is your average daily balance generally below $500?
Truly Free Personal Checking
- Minimum balance to open: $1.00
- No minimum balance fee
- No per-check charges
- Does not earn interest
- Printed or e-Statements
- 55,000+ surcharge-free ATMs in the Allpoint® Network
Diem Checkless
- Minimum balance to open: $250.00
- A minimum balance fee of $8.00 applies each statement cycle unless the average daily balance is $250.00 or 10 point of sale transactions clear during the statement cycle.
- No paper checks are allowed5
- Does not earn interest
- e-Statements only; requires Online Banking
- 55,000+ surcharge-free ATMs in the Allpoint® Network
All Checking Accounts Include These Features:
- FREE Personal Finance Management Tools
- FREE RSI Bank Visa® Debit Card - works with Apple Pay®, Google Pay™, and Samsung Pay
- FREE coin counting (in branch only)
- FREE notary services (in branch only)
*APY = Annual Percentage Yield (interest-bearing products only)
1 Interest "I" Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
2 Go Digital! Interest Checking is a tiered rate account. The maximum APY applies to a daily balance of $25,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
3 Asset Management is a tiered rate account. The maximum APY applies to a daily balance of $100,000 and over. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
4 Cellular data rates may apply to Mobile Banking.
5 No paper checks are allowed to be written from a Diem Checkless account. Payments can be made with a debit card, Mobile Banking or Online Banking.
Go Digital! products and Diem Checkless are only available online. For full details on Go Digital! products or Diem Checkless, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. For a list of eligible devices, visit the Apple Support page.
Samsung Pay is a trademark of Samsung Electronics Co, Ltd. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices. See the Samsung Pay Support page for compatibility information.
Google Pay is a trademark of Google LLC. Only compatible with select cards, carriers and non-rooted Android devices (KitKat 4.4 and higher).
CardValet is a registered trademark of Fiserv.