Why choose RSI Bank for your home mortgage?
RSI Bank mortgage specialists are here to help you understand your options when making a new purchase or refinancing an existing loan.
Call 732.388.1800 to speak with a lending representative in our Rahway office. We're happy to help you make an informed decision.
Apply Online Check Current Mortgage Rates Ask a Question
The RSI Bank Difference:
- In-house underwriting1
- Local experts based in Union County, NJ
- Dedicated customer service
- 90-day commitment for purchases
- No prepayment penalties
- No hidden fees
- A “no cost, float-down” option2
- Competitive interest rates
- A history of responsible lending since 1851
Choosing the Right Mortgage - Understanding Your Options
All offers are available in New Jersey only. All loans are subject to credit approval.
Jumbo Mortgages - Loans between $548,251 and $1,000,000
Homebuyer Assistance Programs
FHA Loan Program
The Federal Housing Administration (FHA) insures this loan so you may purchase a home with as little as 3.5% down. Ask a representative for details.
VA Loan Program
As a benefit to veterans, the Department of Veterans Affairs (VA) guarantees repayment of loans made to veterans. No down payment and easy qualifying guidelines. Ask a representative for details.
RSI Insurance Agency3 provides free quotes on homeowner’s insurance from top companies.
More About Insurance
RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. All non-deposit investment and insurance products are:
|Not FDIC Insured
||Not a Deposit
||No Bank Guarantee
||May Lose Value
1 FHA and VA programs are excluded.
2 Applies to portfolio products only, except for home equity. Portfolio products are loans that RSI Bank originates and holds in the bank's portfolio instead of selling on the secondary mortgage market. Ask a lending representative for further details.
NMLS Loan Originator ID: 409467
Loan applications are limited to the following states.