Meet the Team

Our Residential Lending Team can answer your new purchase and refinance questions, and assist you through the mortgage application process.

Michael Carbonaro

Residential Loan Officer

NMLS# 1670623

Office: 732.587.1552

Email Michael

Michael Carbonaro is a home-grown Residential Loan Officer at RSI Bank. He has worked in the Residential Lending department for 5 years. Michael is a long time Rahway resident. He values honesty, reliability, practicality, and strong work ethic. Michael enjoys helping customers achieve financial success and homeownership by providing one-on-one guidance and support through the mortgage process.

Ask Michael about:

  • Fixed rate mortgages and ARMs
  • First-time Homebuyer Program
  • Jumbo loans
  • Refinancing options
  • Home Equity Loans

Alexander Szydlowski

Vice President of Loan Originations

NMLS# 412631

Office: 732.587.1517

Email Alexander

Alex Szydlowski has strong ties to RSI Bank and the local community, having worked in the Bank's mortgage lending department as a residential loan officer for 12 years. As Vice President of Loan Originations, he focuses on customer experience, ensuring the mortgage process is convenient, efficient, that rates are competitive, and service is personal and seamless.

Ask Alex about:

  • Fixed rate mortgages and ARMs
  • First-time Homebuyer Program
  • Jumbo loans
  • Refinancing options
  • Home Equity Loans

Danielle Wray

Residential Loan Officer

NMLS# 567036

Office: 732.587.1514

Email Danielle

Danielle Wray has over 23 years of experience in retail banking and lending. She loves her customers and is passionate about helping them by providing the best customer service possible. Outside of work, Danielle is a wife and dedicated mother of two children. She enjoys spending time with family and friends, taking vacations, and reading.

Ask Danielle about:

  • Fixed rate mortgages and ARMS
  • First-time Homebuyer Program
  • Jumbo loans
  • Refinancing options
  • Home Equity Loans