Loans to Meet Specific Needs

Fixed Rate Home Equity Loans

RSI Bank offers fixed rate home equity loans with terms from 1-15 years. Popular uses of a home equity loan include financing a large purchase such as a car or a home  renovation.

Consider a home equity loan to finance home improvements and upgrades like:

  • Painting
  • Finishing a Basement
  • Remodeling a Kitchen or Bathroom
  • New appliances
  • Landscaping

Inquire about Home Equity Loan


Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) is a line of credit secured by the equity in your home. Popular uses of home equity lines of credit include paying for college tuition or debt consolidation.

Inquire about Home Equity Line of Credit

Why choose RSI Bank for your Fixed Home Equity Loan or Line of Credit?

  • No points
  • No application fees
  • Fast approval
  • Low interest rates
  • 0.25% interest rate discount on Fixed Rate Home Equity Loans with auto debit from an RSI Bank checking account

Apply for a Home Equity Loan Online

Reverse Mortgage

If you’re a homeowner age 62 or older, a reverse mortgage may help you use the equity in your home to pay for monthly expenses, home improvements, and to supplement retirement income. Speak with a lending representative to understand how a reverse mortgage works.

Inquire about Reverse Mortgage

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Offers are available in New Jersey only. Other restrictions may apply. Speak with a Lending Representative for further details.

State Licenses

NMLS Loan Originator ID: 409467

Loan applications are limited to the following states.

State License Number Expiration Date
New Jersey 409467 12/31/2020