Let's find the right savings account for you.

Is your average daily balance generally below $1,000?


Money Market

  • Minimum balance to open: $1,000.00
  • A minimum balance fee of $15.00 applies each statement cycle if average daily balance falls below $1,000.00
  • This account offers a maximum interest rate of 0.45% 4
  • Printed or e-Statements
  • Six transaction limit per statement cycle

Go Digital! Money Market

  • Minimum balance to open: $5,000.00
  • A minimum balance fee of $20.00 applies each statement cycle if average daily balance falls below $5,000.00
  • This account offers a maximum interest rate of 0.45% 5
  • e-Statements only; requires Online Banking
  • Six transaction limit per statement cycle
     

Linked! Bonus – Earn a premium interest rate on a Go Digital! Money Market account by maintaining a combined average daily balance of $25,000 in your Go Digital! Money Market and Go Digital! Checking accounts. It’s that simple! Learn more

Savings Account and Money Market Key Features

  • Free Mobile Banking6 and Online Banking
  • Free Mobile Check Deposit
  • Free Direct Deposit
  • Free Personal Financial Management Tools
  • Touch ID/Fingerprint login
  • Mobile Banking SmartWatch integration
  • Free Personal Checks (applies to Money Market and Go Digital! Money Market accounts, first order of checks only)

Easy Savings Tip:
You can schedule automatic transfers from any RSI Bank checking account to an RSI savings account in any amount from $0.01 and up in Mobile Banking or Online Banking. Start savings toward your goal!

Passbook Savings accounts are also available.

1 Statement Savings is a variable rate account. Rates may change after the account is opened. Rates effective as of 12/19/2018 and are subject to change without notice.
2 A transaction is defined as a preauthorized withdrawal, automatic, online, or telephone transfer, checks, drafts and debit card, or other similar transactions, from the account per statement cycle.
3 Go Digital! Savings is a variable rate account. Rates may change after the account is opened. Rates effective as of 12/19/2018 and are subject to change without notice.
4 Money Market is a tiered rate account. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 12/19/2018 and are subject to change without notice.
5 Go Digital! Money Market is a tiered rate account. Please see current rates for details.  This is a variable rate account. Rates may change after the account is opened. Rates effective as of 12/19/2018 and are subject to change without notice.
6 Cellular data rates may apply to Mobile Banking.


Saving Towards Retirement?

Individual Retirement Accounts (IRAs)

  • Choice of Certificate of Deposit or IRA Green Savings Account
  • Traditional & Roth IRAs are available
  • Alternative to 401(k) plan

Contributions may be tax deductible and earnings may be tax deferred. Always consult your tax adviser on your particular situation.

Other Investment Options

  • Visit our affiliate RSI Insurance Agency* to learn about these investment options:
  • Professionally-Managed Portfolios of Mutual Funds
  • Fixed and Indexed Annuities
  • SEP IRAs
  • 401k Transfers
  • Lump Sum & Term Life Insurance
  • *RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. All non-deposit investment and insurance products are NOT INSURED BY THE FDIC, are not deposits or other obligations of or guaranteed by RSI Bank, and are subject to investment risks, including possible loss of principal amount invested. Annuities are provided by non-affiliated third parties. Investment advisory services are offered through Pentegra Investors, Inc., a wholly-owned subsidiary of Pentegra Services, Inc.

Start saving today.

For full details on all deposit products and services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative. Go Digital! products are only available online.