Savings Accounts

From opening your first savings account to planning for your retirement, RSI Bank is here to help.

Statement Savings

  • Minimum balance to open: $10.00
  • No minimum balance fee
  • Earns interest

Money Market

  • Minimum balance to open: $1,000
  • A minimum balance fee of $15.00 applies each statement cycle if average daily balance falls below $1,000.
  • This account offers a tiered interest rate and annual percentage yield structure dependent on the account balance.

Additional Savings Account Features

  • FREE direct deposit
  • FREE e-statements with check images
  • FREE Online Banking
  • FREE Mobile Banking with Remote Deposit
  • FREE coin counting
  • FREE notary services

Passbook Savings accounts are also available.


Saving Towards Retirement?

Individual Retirement Accounts (IRAs)

  • Choice of Certificate of Deposit or IRA Green Savings Account
  • Traditional & Roth IRAs are available
  • Alternative to 401(k) plan

Contributions may be tax deductible and earnings may be tax deferred. Always consult your tax adviser on your particular situation.

Other Investment Options

  • Visit our affiliate RSI Insurance Agency* to learn about these investment options:
  • Professionally-Managed Portfolios of Mutual Funds
  • Fixed and Indexed Annuities
  • SEP IRAs
  • 401k Transfers
  • Lump Sum & Term Life Insurance
  • *RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. All non-deposit investment and insurance products are NOT INSURED BY THE FDIC, are not deposits or other obligations of or guaranteed by RSI Bank, and are subject to investment risks, including possible loss of principal amount invested. Annuities are provided by non-affiliated third parties. Investment advisory services are offered through Pentegra Investors, Inc., a wholly-owned subsidiary of Pentegra Services, Inc.

Start saving today.

Available in New Jersey only. Savings accounts are variable rate products. For full details on all deposit products and services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.