Let's find the right savings account for you.
Is your average daily balance generally below $1,000?
Statement Savings
- Minimum balance to open: $10.00
- No minimum balance fee
- This account offers an APY* of
0.25%
1
- Printed or e-Statements
- Six transaction2 limit per statement cycle
Go Digital! Savings
- Minimum balance to open: $100.00
- No minimum balance fee
- This account offers an APY* of
0.40%
3
- e-Statements only, requires Online Banking
- Six transaction2 limit per statement cycle
Savings Account and Money Market Key Features
- Free Mobile Banking6 and Online Banking
- Free Mobile Check Deposit
- Free Direct Deposit
- Free Personal Financial Management Tools
- Touch ID/Fingerprint login
- Mobile Banking SmartWatch integration
- Free Personal Checks (applies to Money Market and Go Digital! Money Market accounts, first order of checks only)
Easy Savings Tip:
You can schedule automatic transfers from any RSI Bank checking account to an RSI savings account in any amount from $0.01 and up in Mobile Banking or Online Banking. Start savings toward your goal!
Passbook Savings accounts are also available.
*APY = Annual Percentage Yield
1 Statement Savings is a variable rate account. Please see current
rates for details. Rates may change after the account is opened. Rates effective as of
9/30/2020
and are subject to change without notice.
2 A transaction is defined as a preauthorized withdrawal, automatic, online, or telephone transfer, checks, drafts and debit card, or other similar transactions, from the account per statement cycle.
3 Go Digital! Savings is a variable rate account. Please see current
rates for details. Rates may change after the account is opened. Rates effective as of
10/21/2020
and are subject to change without notice.
4 Money Market is a tiered rate account. The maximum APY corresponds to a daily balance of $50,000 or higher. Please see current
rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
9/30/2020
and are subject to change without notice.
5 Go Digital! Money Market is a tiered rate account. The maximum APY corresponds to a daily balance of $75,000 or higher. Please see current
rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
10/21/2020
and are subject to change without notice.
6 Cellular data rates may apply to Mobile Banking.
Saving Towards Retirement?
Individual Retirement Accounts (IRAs) offer a tax-advantaged investment vehicle for saving towards retirement. IRAs are FDIC insured.
RSI Bank offers:
- Choice of Certificate of Deposit or IRA Green Savings Account
- Traditional & Roth IRAs are available
- Alternative to 401(k) plan
Calculate FDIC Insurance
Contributions may be tax deductible and earnings may be tax deferred. Always consult your tax adviser on your particular situation.
Other Investment Options
- Visit our affiliate RSI Insurance Agency* to learn about these investment options:
- Professionally-Managed Portfolios of Mutual Funds
- Fixed and Indexed Annuities
- SEP IRAs
- 401k Transfers
- Lump Sum & Term Life Insurance
- *RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. All non-deposit investment and insurance products are NOT INSURED BY THE FDIC, are not deposits or other obligations of or guaranteed by RSI Bank, and are subject to investment risks, including possible loss of principal amount invested. Annuities are provided by non-affiliated third parties. Investment advisory services are offered through Pentegra Investors, Inc., a wholly-owned subsidiary of Pentegra Services, Inc.
Go Digital! products are only available online. For full details on Go Digital! products, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.