Personal Savings Accounts

Let's find the right savings account for you.

Statement Savings

  • Minimum balance to open: $10.00
  • No minimum balance fee
  • This account offers an APY* of 0.20% 1
  • Printed or paperless statements
  • Six transaction2 limit per statement cycle

Go Digital! Savings

  • Minimum balance to open: $100.00
  • No minimum balance fee
  • This account offers an APY* of 0.25% 3
  • Paperless statements, requires Online Banking
  • Six transaction2 limit per statement cycle

Money Market

  • Minimum balance to open: $1,000.00
  • A minimum balance fee of $15.00 applies each statement cycle if average daily balance falls below $1,000.00
  • This account offers a maximum APY* of 0.35% 4
  • Printed or paperless statements
  • Six transaction2 limit per statement cycle

Go Digital! Money Market

  • Minimum balance to open: $5,000.00
  • A minimum balance fee of $20.00 applies each statement cycle if average daily balance falls below $5,000.00
  • This account offers a maximum APY* of 0.45% 5
  • Paperless statements; requires Online Banking
  • Six transaction2 limit per statement cycle
     

Passbook Savings accounts are also available. Visit a nearby branch

Savings Account and Money Market Features:

Easy Savings Tip:
You can schedule automatic transfers from any RSI Bank checking account to an RSI savings account in any amount from $0.01 and up in Mobile Banking or Online Banking.

*APY = Annual Percentage Yield
1 Statement Savings is a variable rate account. Please see current rates for details. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

2 A transaction is defined as a preauthorized withdrawal, automatic, online, or telephone transfer, checks, drafts and debit card, or other similar transactions, from the account per statement cycle.

3 Go Digital! Savings is a variable rate account. Please see current rates for details. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

4 Money Market is a tiered rate account. The maximum APY corresponds to a daily balance of $50,000 or higher. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

5 Go Digital! Money Market is a tiered rate account. The maximum APY corresponds to a daily balance of $75,000 or higher. Please see current rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of 3/31/2021 and are subject to change without notice.

6 Cellular data rates may apply to Mobile Banking.

Go Digital! products are only available online. For full details on Go Digital! products, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.

Saving Towards Retirement?

Individual Retirement Accounts (IRAs) offer a tax-advantaged investment vehicle for saving towards retirement. IRAs are FDIC insured.

RSI Bank offers:

  • Choice of Certificate of Deposit or IRA Green Savings Account
  • Traditional & Roth IRAs are available
  • Alternative to 401(k) plan

Calculate FDIC Insurance


Contributions may be tax deductible and earnings may be tax deferred. Always consult your tax adviser on your particular situation.

Other Investment Options

  • Visit our affiliate RSI Insurance Agency* to learn about these investment options:
  • Fixed and Indexed Annuities
  • 401k Transfers
  • Lump Sum & Term Life Insurance
  • *RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. Insurance and Annuities are:
Not FDIC Insured Not a Deposit No Bank Guarantee May Lose Value

Start saving today.