Let's find the right savings account for you.
Is your average daily balance generally below $1,000?
Statement Savings
- Minimum balance to open: $10.00
- No minimum balance fee
- This account offers an APY* of
0.20%
1
- Printed or e-Statements
- Six transaction2 limit per statement cycle
Go Digital! Savings
- Minimum balance to open: $100.00
- No minimum balance fee
- This account offers an APY* of
0.25%
3
- e-Statements only, requires Online Banking
- Six transaction2 limit per statement cycle
Savings Account and Money Market Key Features
Easy Savings Tip:
You can schedule automatic transfers from any RSI Bank checking account to an RSI savings account in any amount from $0.01 and up in Mobile Banking or Online Banking. Start savings toward your goal!
Passbook Savings accounts are also available.
*APY = Annual Percentage Yield
1 Statement Savings is a variable rate account. Please see current
rates for details. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
2 A transaction is defined as a preauthorized withdrawal, automatic, online, or telephone transfer, checks, drafts and debit card, or other similar transactions, from the account per statement cycle.
3 Go Digital! Savings is a variable rate account. Please see current
rates for details. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
4 Money Market is a tiered rate account. The maximum APY corresponds to a daily balance of $50,000 or higher. Please see current
rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
5 Go Digital! Money Market is a tiered rate account. The maximum APY corresponds to a daily balance of $75,000 or higher. Please see current
rates for details. This is a variable rate account. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
6 Cellular data rates may apply to Mobile Banking.
Saving Towards Retirement?
Individual Retirement Accounts (IRAs) offer a tax-advantaged investment vehicle for saving towards retirement. IRAs are FDIC insured.
RSI Bank offers:
- Choice of Certificate of Deposit or IRA Green Savings Account
- Traditional & Roth IRAs are available
- Alternative to 401(k) plan
Calculate FDIC Insurance
Contributions may be tax deductible and earnings may be tax deferred. Always consult your tax adviser on your particular situation.
Other Investment Options
- Visit our affiliate RSI Insurance Agency* to learn about these investment options:
- Fixed and Indexed Annuities
- 401k Transfers
- Lump Sum & Term Life Insurance
- *RSI Insurance Agency, Inc. is a wholly-owned subsidiary of RSI Bank. Insurance and Annuities are:
| Not FDIC Insured |
Not a Deposit |
No Bank Guarantee |
May Lose Value |
Go Digital! products are only available online. For full details on Go Digital! products, please call 732.587.1590. For details on other deposit products or services, please call 732.388.1800 or visit a branch to speak with a Customer Service Representative.