Deposit Rates

Savings Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
Statement Savings 0.25% 0.25% $10.00
Passbook Savings 0.20% 0.20% $10.00
Holiday Club 0.39% 0.39% $5.00-$50.00
Money Market 0.15% 0.15% $1,000-$9,999.99
Money Market 0.34% 0.35% $10,000-$49,999.99
Money Market 0.44% 0.45% $50,000 and over

*Annual Percentage Yield.

Fees may reduce earnings.These are Variable Rate Accounts. Rates may change after the account is opened. Contact RSI Bank for full disclosure. Rates effective as of 11/7/2018 and are subject to change without notice.

CD Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
3 Month 0.25% 0.25% $1,000
5 Month 0.25% 0.25% $1,000
6 Month 0.39% 0.40% $1,000
7 Month 0.44% 0.45% $1,000
9 Month 0.74% 0.75% $1,000
11 Month 2.15% 2.20% $1,000
12 Month 1.61% 1.65% $1,000
12 Month Tax Deferred 1.61% 1.65% $1,000
13 Month 1.66% 1.70% $1,000
14 Month 1.71% 1.75% $1,000
15 Month 2.24% 2.30% $1,000
18 Month 2.29% 2.35% $1,000
24 Month 1.66% 1.70% $1,000
25 Month 1.47% 1.50% $1,000
36 Month 2.34% 2.40% $1,000
37 Month 1.42% 1.45% $1,000
48 Month 1.47% 1.50% $1,000
49 Month 1.52% 1.55% $1,000
60 Month 1.86% 1.90% $1,000
61 Month 2.00% 2.05% $1,000

*Annual Percentage Yield.

Fees may reduce earnings. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD if you withdraw any of the principal before maturity date. Rates effective as of 11/7/2018 and are subject to change without notice.

Checking Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
Free Personal Checking N/A N/A $10.00
Business Checking N/A N/A $100.00
I-Checking 0.10% 0.10% $500-$999.99
I-Checking 0.15% 0.15% $1,000-$4,999.99
I-Checking 0.20% 0.20% $5,000-$9,999.99
I-Checking 0.25% 0.25% $10,000-$24,999.99
I-Checking 0.30% 0.30% $25,000 and over
Asset Management 0.44% 0.45% $50,000-$99,999.99
Asset Management 0.98% 1.00% $100,000 and over

*Annual Percentage Yield. 

Fees may reduce earnings. Contact RSI Bank for full disclosure. These are Variable Rate Accounts. Rates may change after the account is opened.  Rates effective as of 11/7/2018 and are subject to change without notice.

IRA Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
IRA Green 0.25% 0.25% $100
6 Month IRA 0.39% 0.40% $250
7 Month IRA 0.44% 0.45% $250
9 Month IRA 0.74% 0.75% $250
11 Month IRA 2.15% 2.20% $250
12 Month IRA 1.61% 1.65% $250
13 Month IRA 1.66% 1.70% $250
14 Month IRA 1.71% 1.75% $250
15 Month IRA 2.24% 2.30% $250
18 Month IRA 2.29% 2.35% $250
24 Month IRA 1.66% 1.70% $250
25 Month IRA 1.47% 1.50% $250
36 Month IRA 2.34% 2.40% $250
37 Month IRA 1.42% 1.45% $250
48 Month IRA 1.47% 1.50% $250
49 Month IRA 1.52% 1.55% $250
60 Month IRA 1.86% 1.90% $250
61 Month IRA 2.00% 2.05% $250

*Annual Percentage Yield.

Fees may reduce earnings. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD IRA accounts if you withdraw any of the principal before the maturity date. IRA Green Savings account are variable rate accounts and rates may change after the account is opened. Consult your tax advisor regarding withdrawals. Rates effective as of 11/7/2018 and are subject to change without notice.

Mortgage Interest Rates & Terms

Swipe left to view full table.
Loan Type Interest Rate Points APR* Loan Amount Cost per $1,000
10/2 First Time Homebuyer 4.125% 0 PTS 4.636% up to $500,000 $4.85
10 Year Fixed Rate 3.875% 0 PTS 3.879% up to $453,100 $10.07
15 Year Fixed Rate 4.125% 0 PTS 4.128% up to $453,100 $7.46
15 Year Fixed Bi-Weekly 4.000% 0 PTS 4.003% up to $453,100 $7.40
20 Year Fixed Rate 4.500% 0 PTS 4.503% up to $453,100 $6.33
20 Year Fixed Bi-Weekly 4.375% 0 PTS 4.379% up to $453,100 $6.26
30 Year FIxed Rate 5.000% 0 PTS 5.003% up to $453,100 $5.37
5/5 Year ARM 3.750% 0 PTS 4.854% up to $453,100 $4.64
7/1 Year ARM 4.000% 0 PTS 4.648% up to $453,100 $4.78
10/2 Year ARM 4.125% 0 PTS 4.638% up to $453,100 $4.85
Loan assumptions and disclosures          
10 Year Fixed Jumbo Tier 1 3.875% 0 PTS 3.879% $453,101 - $679,650 $10.07
10 Year Fixed Jumbo Tier 2 3.875% 0 PTS 3.878% $679,651 - $1,000,000 $10.07
15 Year Fixed Jumbo Tier 1 4.125% 0 PTS 4.128% $453,101 - $679,650 $7.46
15 Year Fixed Jumbo Tier 2 4.250% 0 PTS 4.252% $679,651-$1,000,000 $7.53
15 Year Bi-Weekly Jumbo Tier 1 4.000% 0 PTS 4.003% $453,101 - $679,650 $7.40
15 Year Bi-Weekly Jumbo Tier 2 4.125% 0 PTS 4.127% $679,651 - $1,000,000 $7.46
30 Year Fixed Jumbo 5.125% 0 PTS 5.127% $453,101 - $679,650 $5.45
5/5 Year ARM Jumbo 3.750% 0 PTS 4.854% $453,101 - $1,000,000 $4.64
7/1 Year ARM Jumbo 4.000% 0 PTS 4.648% $453,101 - $1,000,000 $4.78
10/2 Year ARM Jumbo Tier 1 4.125% 0 PTS 4.638% $453,101 - $679,650 $4.85
10/2 Year ARM Jumbo Tier 2 4.250% 0 PTS 4.714% $679,651 - $1,000,000 $4.92
Loan assumptions and disclosures          
*APR = Annual Percentage Rate.
Rates are subject to change without notice. Rates last updated on 11/16/2018.

Apply for a Mortgage Online