Deposit Rates

Savings Interest Rates & Terms

Product Interest Rate APY* Balances Required to Obtain APY*
Statement Savings 0.25% 0.25% $10.00
Passbook Savings 0.20% 0.20% $10.00
Holiday Club 0.39% 0.39% $.50-$50
Money Market 0.15% 0.15% $1,000-$9,999
Money Market 0.34% 0.35% $10,000-$49,999
Money Market 0.44% 0.45% Over $50,000

*Annual Percentage Yield. Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year. This is a Variable Rate Account. Rates may change after the account is opened. Contact RSI Bank for full disclosure. Rates effective as of 02/22/2017 and are subject to change without notice.

**Fees may reduce earnings.

CD Interest Rates & Terms

Product Interest Rate APY* Balances Required to Obtain APY*
3 Month 0.25% 0.25% $1,000
5 Month 0.25% 0.25% $1,000
6 Month 0.34% 0.35% $1,000
7 Month 0.39% 0.40% $1,000
9 Month 0.54% 0.55% $1,000
12 Month 1.23% 1.25% $1,000
12 Month Tax Deferred 1.23% 1.25% $1,000
13 Month 1.08% 1.10% $1,000
15 Month 1.08% 1.10% $1,000
18 Month 1.27% 1.30% $1,000
24 Month 1.32% 1.35% $1,000
25 Month 1.52% 1.55% $1,000
36 Month 1.37% 1.40% $1,000
37 Month 1.61% 1.65% $1,000
48 Month 1.47% 1.50% $1,000
49 Month 1.52% 1.55% $1,000
60 Month 1.66% 1.70% $1,000
61 Month 1.71% 1.75% $1,000

*Annual Percentage Yield. Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD if you withdraw any of the principal before maturity date. Rates effective as of 07/19/2017 and are subject to change without notice.

**Fees may reduce earnings.

Checking Interest Rates & Terms

Product Interest Rate APY* Balances Required to Obtain APY*
Free Personal Checking N/A N/A $10.00
Business Checking N/A N/A $100.00
I-Checking 0.10% 0.10% $500-$999
I-Checking 0.15% 0.15% $1,000-$4,999
I-Checking 0.20% 0.20% $5,000-$9,999
I-Checking 0.25% 0.25% $10,000-$24,999
I-Checking 0.30% 0.30% Over $25,000
Asset Management 0.44% 0.45% Over $50,000

*Annual Percentage Yield. Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year. Contact RSI Bank for full disclosure. This is a Variable Rate Account. Rates may change after the account is opened.  Rates effective as of 02/22/2017 and are subject to change without notice.

**Fees may reduce earnings.

IRA Interest Rates & Terms

Product Interest Rate APY* Balances Required to Obtain APY*
IRA Green 0.25% 0.25% $100
6 Month IRA 0.34% 0.35% $250
7 Month IRA 0.39% 0.40% $250
9 Month IRA 0.54% 0.55% $250
12 Month IRA 1.23% 1.25% $250
13 Month IRA 1.08% 1.10% $250
15 Month IRA 1.08% 1.10% $250
18 Month IRA 1.27% 1.30% $250
24 Month IRA 1.32% 1.35% $250
25 Month IRA 1.52% 1.55% $250
36 Month IRA 1.37% 1.40% $250
37 Month IRA 1.61% 1.65% $250
48 Month IRA 1.47% 1.50% $250
49 Month IRA 1.52% 1.55% $250
60 Month IRA 1.66% 1.70% $250
61 Month IRA 1.71% 1.75% $250

*Annual Percentage Yield. Assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD IRA accounts if you withdraw any of the principal before the maturity date. IRA Green Savings account are variable rate accounts and rates may change after the account is opened. Rates effective as of 07/19/2017 and are subject to change without notice.

**Fees may reduce earnings.

Mortgage Interest Rates & Terms

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Loan Type Interest Rate Points APR* Loan Amount Cost per $1,000
10/2 First Time Homebuyer 3.625% 0 PTS 3.673% up to $500,000 $4.56
10 Year Fixed Rate 3.000% 0 PTS 3.004% up to $424,100 $9.66
15 Year Fixed Rate 3.125% 0 PTS 3.128% up to $424,100 $6.97
15 Year Fixed Bi-Weekly 3.125% 0 PTS 3.128% up to $424,100 $6.97
20 Year Fixed Rate 3.750% 0 PTS 3.754% up to $424,100 $5.93
20 Year Fixed Bi-Weekly 3.750% 0 PTS 3.754% up to $424,100 $5.93
30 Year FIxed Rate 3.875% 0 PTS 3.878% up to $424,100 $4.71
5/5 Year ARM 3.000% 0 PTS 3.729% up to $424,100 $4.22
7/1 Year ARM 3.125% 0 PTS 3.461% up to $424,100 $4.29
10/2 Year ARM 3.625% 0 PTS 3.675% up to $424,100 $4.56
Loan assumptions and disclosures          
10 Year Fixed Jumbo Tier 1 3.000% 0 PTS 3.004% $424,101 - $636,150 $9.66
10 Year Fixed Jumbo Tier 2 3.125% 0 PTS 3.128% $636,151 - $1,000,000 $9.72
15 Year Fixed Jumbo Tier 1 3.125% 0 PTS 3.128% $424,101 - $636,150 $6.97
15 Year Fixed Jumbo Tier 2 3.250% 0 PTS 3.252% $636,151-$1,000,000 $7.03
15 Year Bi-Weekly Jumbo Tier 1 3.125% 0 PTS 3.128% $424,101 - $636,150 $6.97
15 Year Bi-Weekly Jumbo Tier 2 3.250% 0 PTS 3.252% $636,151 - $1,000,000 $7.03
30 Year Fixed Jumbo 4.000% 0 PTS 4.002% $424,101 - $636,150 $4.78
5/5 Year ARM Jumbo 3.000% 0 PTS 3.729% $424,101 - $1,000,000 $4.22
7/1 Year ARM Jumbo 3.125% 0 PTS 3.461% $424,101 - $1,000,000 $4.29
10/2 Year ARM Jumbo Tier 1 3.625% 0 PTS 3.675% $424,101 - $636,150 $4.56
10/2 Year ARM Jumbo Tier 2 3.750% 0 PTS 3.751% $636,151 - $1,000,000 $4.63
Loan assumptions and disclosures          
*APR = Annual Percentage Rate.
Rates are subject to change without notice. Rates last updated on 09/18/2017.

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