Go Digital! Rates

Deposit Rates

Product Interest Rate APY* Daily Balances Required to Obtain APY**
Go Digital! Savings 1.95% 2.00% $10.00
Go Digital! Money Market 0.00% 0.00% $0.00-$4,999.99
Go Digital! Money Market 0.15% 0.15% $5,000-$24,999.99
Go Digital! Money Market 0.34% 0.35% $25,000-$74,999.99
Go Digital! Money Market 0.44% 0.45% $75,000 and over
Go Digital! Checking N/A N/A N/A (does not earn interest)
Go Digital! Interest Checking 0.10% 0.10% $500-$999.99
Go Digital! Interest Checking 0.15% 0.15% $1,000-$4,999.99
Go Digital! Interest Checking 0.20% 0.20% $5,000-$9,999.99
Go Digital! Interest Checking 0.25% 0.25% $10,000-$24,999.99
Go Digital! Interest Checking 0.30% 0.30% $25,000 and over
Go Digital! 10-Month CD 2.05% 2.10% $1,000.00

Apply Online

Go Digital! products are only available online.
Rates effective as of 6/13/2019 are subject to change without notice.
RSI Bank may impose a penalty on a CD account if you withdraw any of the principal before the maturity date.
Please contact RSI Bank at 732.587.1590 for additional details and disclosures on Go Digital! products.

* APY = Annual Percentage Yield
**Fees may reduce earnings.  Go Digital! Savings, Go Digital! Money Market and Go Digital! Interest Checking products are variable rate accounts. The rate may change after the account is opened.

Linked! Bonus Rate Package

Earn a bonus rate of 1.30% over the standard interest rate on a Go Digital! Money Market account:

Product Interest Rate APY* Daily Balances Required to Obtain APY**
Go Digital! Money Market 1.30% 1.33% $0.00-$4,999.99 (in Go Digital! Money Market)
Go Digital! Money Market 1.45% 1.48% $5,000.00-$24,999.99 (in Go Digital! Money Market)
Go Digital! Money Market 1.64% 1.68% $25,000-$74,999.99 (in Go Digital! Money Market)
Go Digital! Money Market 1.74% 1.77% $75,000 and over

Go Digital! products are only available online.
Rates effective as of 1/25/2019 and are subject to change without notice.
RSI Bank may impose a penalty on a CD account if you withdraw all or a part of the principal before the maturity date. Please contact RSI Bank at 732.587.1590 for additional details and disclosures on Go Digital! products.

* APY = Annual Percentage Yield
**Fees may reduce earnings. Go Digital! Savings, Go Digital! Money Market and Go Digital! Interest Checking are variable rate accounts. The rate may change after the account is opened.

All of the following criteria must be met to receive an increased rate on your Go Digital! Money Market account:

  • Maintain both a Go Digital! Money Market account and Go Digital! Checking account at RSI Bank
  • You must be either a Tax Owner or Non-Tax Owner on the eligible accounts
  • You must have a minimum combined average daily balance of $25,000.00 between your Go Digital! Money Market and Go Digital! Checking account during the current account cycle to receive the increased rate on your Go Digital! Money Market account for the following account cycle (the Go Digital! Checking account earns no interest). If the combined average daily balance between these two accounts meets the requirement, we will use the daily balance method to calculate the interest on the Go Digital! Money Market account. This method applies a periodic rate to the principal, plus accrued interest, as of the close of each business day. Interest is accrued daily and credited monthly. If you close your account before the interest is credited, you will not receive the accrued interest. All other terms and conditions of the full product disclosure apply.

This increased interest rate is variable and may change at any time. If you qualify for the increased rate, your APY will also be affected.