Savings Product Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
Statement Savings 0.05% 0.05% $10.00
Passbook Savings 0.05% 0.05% $10.00
Holiday Club 0.05% 0.05% $5.00-$50.00
Money Market 0.10% 0.10% $1,000-$9,999.99
Money Market 0.39% 0.40% $10,000-$49,999.99
Money Market 0.39% 0.40% $50,000 and over

*Annual Percentage Yield.

**Fees may reduce earnings.These are Variable Rate Accounts. Rates may change after the account is opened. Contact RSI Bank for full disclosure. Rates effective as of 8/4/2022 and are subject to change without notice.

CD Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
3 Month 0.05% 0.05% $1,000
12 Month 0.49% 0.50% $1,000
13 Month 1.23% 1.25% $1,000
18 Month 0.74% 0.75% $1,000
24 Month 1.66% 1.70% $1,000
36 Month 1.66% 1.70% $1,000
48 Month 1.66% 1.70% $1,000
60 Month 1.66% 1.70% $1,000

*Annual Percentage Yield.

**Fees may reduce earnings. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD if you withdraw any of the principal before maturity date. Rates effective as of 8/4/2022 and are subject to change without notice.

Checking Product Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
Truly Free Personal Checking N/A N/A N/A (does not earn interest)***
Business Checking N/A N/A N/A (does not earn interest)***
I-Checking 0.05% 0.05% $500-$999.99
I-Checking 0.10% 0.10% $1,000-$4,999.99
I-Checking 0.10% 0.10% $5,000-$9,999.99
I-Checking 0.39% 0.40% $10,000-$24,999.99
I-Checking 0.39% 0.40% $25,000 and over

*Annual Percentage Yield. 

**Fees may reduce earnings. Contact RSI Bank for full disclosure. These are Variable Rate Accounts. Rates may change after the account is opened. Rates effective as of 8/4/2022 and are subject to change without notice.

*** This account does require a minimum balance to open. Contact RSI Bank for full disclosure.

IRA Interest Rates & Terms

Product Interest Rate APY* Daily Balances Required to Obtain APY**
IRA Green 0.05% 0.05% $100
12 Month IRA 0.49% 0.50% $250
13 Month IRA 1.23% 1.25% $250
18 Month IRA 0.74% 0.75% $250
24 Month IRA 1.66% 1.70% $250
36 Month IRA 1.66% 1.70% $250
48 Month IRA 1.66% 1.70% $250
60 Month IRA 1.66% 1.70% $250

*Annual Percentage Yield.

**Fees may reduce earnings. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD IRA account if you withdraw any of the principal before the maturity date. IRA Green Savings accounts are variable rate accounts and rates may change after the account is opened. Consult your tax adviser regarding withdrawals. Rates effective as of 8/4/2022 and are subject to change without notice.