Savings Interest Rates & Terms
| Product |
Interest Rate |
APY* |
Daily Balances Required to Obtain APY** |
| Statement Savings |
0.20% |
0.20% |
$10.00 |
| Passbook Savings |
0.20% |
0.20% |
$10.00 |
| Holiday Club |
0.39% |
0.39% |
$5.00-$50.00 |
| Money Market |
0.15% |
0.15% |
$1,000-$9,999.99 |
| Money Market |
0.30% |
0.30% |
$10,000-$49,999.99 |
| Money Market |
0.34% |
0.35% |
$50,000 and over |
*Annual Percentage Yield.
**Fees may reduce earnings.These are Variable Rate Accounts. Rates may change after the account is opened. Contact RSI Bank for full disclosure. Rates effective as of
3/31/2021
and are subject to change without notice.
CD Interest Rates & Terms
| Product |
Interest Rate |
APY* |
Daily Balances Required to Obtain APY** |
| 3 Month |
0.25% |
0.25% |
$1,000 |
| 6 Month |
0.30% |
0.30% |
$1,000 |
| 9 Month |
0.30% |
0.30% |
$1,000 |
| 12 Month |
0.34% |
0.35% |
$1,000 |
| 12 Month Tax Deferred |
0.34% |
0.35% |
$1,000 |
| 14 Month |
0.34% |
0.35% |
$1,000 |
| 18 Month |
0.39% |
0.40% |
$1,000 |
| 24 Month |
0.44% |
0.45% |
$1,000 |
| 36 Month |
0.44% |
0.45% |
$1,000 |
| 48 Month |
0.49% |
0.50% |
$1,000 |
| 60 Month |
0.54% |
0.55% |
$1,000 |
*Annual Percentage Yield.
**Fees may reduce earnings. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD if you withdraw any of the principal before maturity date. Rates effective as of
3/31/2021
and are subject to change without notice.
Checking Interest Rates & Terms
| Product |
Interest Rate |
APY* |
Daily Balances Required to Obtain APY** |
| Truly Free Personal Checking |
N/A |
N/A |
N/A (does not earn interest)*** |
| Business Checking |
N/A |
N/A |
N/A (does not earn interest)*** |
| I-Checking |
0.10% |
0.10% |
$500-$999.99 |
| I-Checking |
0.15% |
0.15% |
$1,000-$4,999.99 |
| I-Checking |
0.15% |
0.15% |
$5,000-$9,999.99 |
| I-Checking |
0.20% |
0.20% |
$10,000-$24,999.99 |
| I-Checking |
0.25% |
0.25% |
$25,000 and over |
| Asset Management |
0.34% |
0.35% |
$50,000-$99,999.99 |
| Asset Management |
0.34% |
0.35% |
$100,000 and over |
*Annual Percentage Yield.
**Fees may reduce earnings. Contact RSI Bank for full disclosure. These are Variable Rate Accounts. Rates may change after the account is opened. Rates effective as of
3/31/2021
and are subject to change without notice.
*** This account does require a minimum balance to open. Contact RSI Bank for full disclosure.
IRA Interest Rates & Terms
| Product |
Interest Rate |
APY* |
Daily Balances Required to Obtain APY** |
| IRA Green |
0.20% |
0.20% |
$100 |
| 6 Month IRA |
0.30% |
0.30% |
$250 |
| 7 Month IRA |
0.30% |
0.30% |
$250 |
| 9 Month IRA |
0.30% |
0.30% |
$250 |
| 11 Month IRA |
0.30% |
0.30% |
$250 |
| 12 Month IRA |
0.34% |
0.35% |
$250 |
| 13 Month IRA |
0.34% |
0.35% |
$250 |
| 14 Month IRA |
0.34% |
0.35% |
$250 |
| 15 Month IRA |
0.39% |
0.40% |
$250 |
| 18 Month IRA |
0.39% |
0.40% |
$250 |
| 24 Month IRA |
0.44% |
0.45% |
$250 |
| 25 Month IRA |
0.44% |
0.45% |
$250 |
| 36 Month IRA |
0.44% |
0.45% |
$250 |
| 37 Month IRA |
0.44% |
0.45% |
$250 |
| 48 Month IRA |
0.49% |
0.50% |
$250 |
| 49 Month IRA |
0.49% |
0.50% |
$250 |
| 60 Month IRA |
0.54% |
0.55% |
$250 |
| 61 Month IRA |
0.54% |
0.55% |
$250 |
*Annual Percentage Yield.
**Fees may reduce earnings. Contact RSI Bank for full disclosure. RSI Bank may impose a penalty on a CD IRA account if you withdraw any of the principal before the maturity date. IRA Green Savings accounts are variable rate accounts and rates may change after the account is opened. Consult your tax adviser regarding withdrawals. Rates effective as of
3/31/2021
and are subject to change without notice.
Mortgage Interest Rates & Terms
Swipe left to view full table.
Conventional Mortgages (Loan amounts up to $548,250)
| Loan Type |
Interest Rate |
APR* |
Points |
Loan Amount |
| 30 Year Fixed Rate |
3.000% |
3.014% |
0 PTS |
up to $548,250 |
| 25 Year Fixed Bi-Weekly |
2.750% |
2.768% |
0 PTS |
up to $548,250 |
| 20 Year Fixed Rate |
2.750% |
2.769% |
0 PTS |
up to $548,250 |
| 15 Year Fixed Rate |
2.375% |
2.400% |
0 PTS |
up to $548,250 |
| 10 Year Fixed Rate |
2.250% |
2.286% |
0 PTS |
up to $548,250 |
| 10/2 Year ARM |
2.875% |
2.939% |
0 PTS |
up to $548,250 |
| 7/1 Year ARM |
2.750% |
2.695% |
0 PTS |
up to $548,250 |
| 5/5 Year ARM |
2.625% |
3.292% |
0 PTS |
up to $548,250 |
| Loan assumptions and disclosures |
|
|
|
|
*Annual Percentage Rate (APR) is the cost to borrow money expressed as a yearly percentage. It includes the interest rate plus other charges or fees, such as application fees, credit fees, and other closing costs.
Rates are subject to change without notice.
Rates last updated on
11/17/2021
. All loans are subject to credit approval.
Apply for a Mortgage Online Estimate a Payment
Jumbo Mortgages (Loan amounts over $548,250)
| Loan Type |
Interest Rate |
APR* |
Points |
Loan Amount |
| 15 Year Fixed Jumbo Tier 1 |
2.375% |
2.392% |
0 PTS |
$548,251-$822,375 |
| 15 Year Fixed Jumbo Tier 2 |
2.500% |
2.514% |
0 PTS |
$822,376-$1,000,000 |
| 10 Year Fixed Jumbo Tier 1 |
2.250% |
2.274% |
0 PTS |
$548,251 - $822,375 |
| 10 Year Fixed Jumbo Tier 2 |
2.250% |
2.270% |
0 PTS |
$822,376 - $1,000,000 |
| 10/2 Year ARM Jumbo Tier 1 |
3.000% |
3.009% |
0 PTS |
$548,251-$822,375 |
| 10/2 Year ARM Jumbo Tier 2 |
3.000% |
3.008% |
0 PTS |
$822,376-$1,000,000 |
| 7/1 Year ARM Jumbo Tier 1 |
2.750% |
2.691% |
0 PTS |
$548,251-$822,375 |
| 7/1 Year ARM Jumbo Tier 2 |
2.750% |
2.689% |
0 PTS |
$822,376-$1,000,000 |
| 5/5 Year ARM Jumbo Tier 1 |
2.625% |
3.287% |
0 PTS |
$548,251 - $822,375 |
| 5/5 Year ARM Jumbo Tier 2 |
2.625% |
3.286% |
0 PTS |
$822,376 - $1,000,000 |
| Loan assumptions and disclosures |
|
|
|
|
*Annual Percentage Rate (APR) is the cost to borrow money expressed as a yearly percentage. It includes the interest rate plus other charges or fees, such as application fees, credit fees, and other closing costs.
Rates are subject to change without notice.
Rates last updated on
11/17/2021
. All loans are subject to credit approval.
Apply for a Mortgage Online Estimate a Payment