Not securing your own computer, or not updating it properly, can be a recipe for disaster. We encourage you to implement several security tips when you use our Online Banking services:
- Always access your online banking account on the RSI.bank homepage. Never click on a link sent to you in an email.
- Never give out your personal information through an email or over the phone. RSI Bank will never request that information in this manner.
- Choose your User ID and password carefully – They should not be easy for others to guess (like your name or birthday, or your children's names and birthdays). Make sure to change your passwords on a regular basis.
- Use a combination of letters, numbers, and symbols when creating a password.
- Never reveal your password to anyone or leave your password in a place where someone else can obtain and use it.
- Make sure you have a firewall in place when conducting your financial transactions.
- Log out completely - Do not simply close your browser or use the back button to exit the site. Use the Exit button to end each Online Banking session and then close your browser.
- Never leave an open session unattended. Your online banking session should be your only open internet window or tab.
- Change your session timeout in User Options to a time that meets your needs.
- Install an antivirus app on both your personal computer and your mobile device and keep it updated.
- Always keep your computer and/or smartphone up to date.
- Never access your Online Banking account from a public or shared computer.
- Avoid installing Android apps from third-party websites or unreliable sources.
- Read the permissions requested by every application before installing.
- Perform regular backups of data stores on your smartphone.
- Protect devices with passwords.
- Don't view or share personal information over a public Wi-Fi network.
- Balance your account and statements on a regular basis. Online Banking makes it easy!
RSI Bank strongly encourages our commercial customers to perform their own risk assessments and controls evaluations.
- Make a list of the risks related to online transactions that your business faces including: passwords being written down and left out in the open; the use of old or inadequate passwords; the possibility of internal fraud or theft; delays in terminating the rights of former employees; the lack of dual control or other checks and balances over individual access to online transaction capabilities.
- An evaluation of controls your business uses may include: Using password protected software to house passwords in; conducting employee background checks; initiating a policy and process to terminate access to former employees; segregating duties among two or more people so no one person has too much access or control; conducting internal or third party audits of controls; using firewalls to protect from outside intrusion or hackers.