June 2, 2017A note about Ransomware

You may have heard the term “Ransomware” recently. Ransomware is a form of malicious software, or malware, which gets downloaded to your computer and effectively locks you out of your computer’s files until you pay a ransom to unlock them. There is, however, no guarantee that paying the ransom will give you access. Once your computer has been infected by ransomware, it can be very difficult to get rid of it. Even if you pay the ransom and you regain access to your files, it does not mean that your computer is no longer infected.
There are many ways to protect your computer from ransomware. The most effective ways are as follows:

  1. Always keep your computer’s operating system up to date
  2. Always run the latest internet browsers
  3. Make sure you have current Anti-Virus software installed on your computer
  4. Never click on suspicious emails or attachments
  5. Avoid suspicious or unknown websites

To learn more about ransomware and how to protect yourself, you may visit Microsoft’s Ransomware Page for more information. 


Not securing your own computer, or not updating it properly, can be a recipe for disaster. We encourage you to implement several security tips when you use our Online Banking services:

  • Always access your online banking account on the RSI.bank homepage. Never click on a link sent to you in an email.
  • Never give out your personal information through an email or over the phone. RSI Bank will never request that information in this manner.
  • Choose your User ID and password carefully – They should not be easy for others to guess (like your name or birthday, or your children's names and birthdays). Make sure to change your passwords on a regular basis.
  • Use a combination of letters, numbers, and symbols when creating a password.
  • Never reveal your password to anyone or leave your password in a place where someone else can obtain and use it.
  • Make sure you have a firewall in place when conducting your financial transactions.
  • Log out completely - Do not simply close your browser or use the back button to exit the site. Use the Exit button to end each Online Banking session and then close your browser.
  • Never leave an open session unattended. Your online banking session should be your only open internet window or tab.
  • Change your session timeout in User Options to a time that meets your needs.
  • Install an antivirus app on both your personal computer and your mobile device and keep it updated.
  • Always keep your computer and/or smartphone up to date.
  • Never access your Online Banking account from a public or shared computer.
  • Avoid installing Android apps from third-party websites or unreliable sources.
  • Read the permissions requested by every application before installing.
  • Perform regular backups of data stores on your smartphone.
  • Protect devices with passwords.
  • Don't view or share personal information over a public Wi-Fi network.
  • Balance your account and statements on a regular basis. Online Banking makes it easy!

RSI Bank strongly encourages our commercial customers to perform their own risk assessments and controls evaluations.

  1. Make a list of the risks related to online transactions that your business faces including: passwords being written down and left out in the open; the use of old or inadequate passwords; the possibility of internal fraud or theft; delays in terminating the rights of former employees; the lack of dual control or other checks and balances over individual access to online transaction capabilities.
  2. An evaluation of controls your business uses may include: Using password protected software to house passwords in; conducting employee background checks; initiating a policy and process to terminate access to former employees; segregating duties among two or more people so no one person has too much access or control; conducting internal or third party audits of controls; using firewalls to protect from outside intrusion or hackers.